1. Under the age of 60;
2. A Canadian resident with a Social Insurance Number (SIN); and
3. Eligible for the Disability Tax Credit

If I receive disability-related income support from a Provincial or Territorial government, may I still apply for an RDSP?

Please click here for an overview of how much individual provinces and territories exempt RDSPs when deciding eligibility for disability assistance.

The British Columbia, Alberta, Ontario, and Northwest Territories governments have announced that they will fully exempt RDSPs when calculating an individual’s eligibility for provincial/territorial disability assistance.

Nunavut and Yukon governments have changed their regulations to fully exempt RDSPs when calculating an individual’s eligibility for provincial disability assistance.

For the latest information from a provincial or territorial government, please check its website.